About the team

Company’s Fraud Risk Strategy Team is committed to minimizing Company’s financial losses from fraud attacks. The Fraud Risk Strategy Team is responsible for building and implementing strategies that scalably reduce risk for Company and preserve a healthy financial and payments ecosystem, while creating positive experiences for users.

• What you’ll do

As a Risk Strategist on the Merchant Fraud team, you will be directly responsible for decreasing losses emanating from fraudsters operating on Company. You will enable safer payments for our users and help Company manage payments risks intelligently. The stakes are high, and you will be up against ever-evolving challenges. You will face some of the most complex and dynamic problems at the company, and the nature of your work will evolve rapidly to combat new and more sophisticated challenges to Company’s payments integrity.

• Analyze accounts and transactions to identify and predict risky behavior that could result in losses for Company or pose challenges to the broader payments ecosystem
• Scale risk processes to cover an increasingly large and complex landscape of payments risks and effectively design strategies and solutions that might range from ML model features to manual review workflows
• Work with internal partners like Engineering, Product, Data Science and Operations to develop solutions that would mitigate fraud risk across different geographies, payment methods and products
• Work with Company users to educate them about and help prevent potential risks to their business
• Challenge the payments industry status quo to help enable innovative businesses to flourish online
• Who you are
• We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
• 8+ years of relevant professional experience
• Curiosity and passion for risk prevention: if something seems off, you want to investigate what’s going on and solve root problems
• Strong analytical skills - you are passionate about data analysis and can frame business decisions and tradeoffs effectively through quantitative analysis and visualization
• Intermediate SQL skills and experience in applying these skills in business environments
• Decisiveness, yet open to learning: you will make many critical decisions every day impacting large numbers of merchants
• Understanding and empathy for the challenges of setting up a new business - you will thoughtfully balance scaled enforcement decisions with user experience
• Excellent communication skills and knows how to be a team player - you are able to convey complex ideas succinctly and work effectively across teams
• Project management skills - you have demonstrated project management skills and the ability to drive execution on projects that span multiple teams both within and outside of Risk
• Expertise with SQL
• Expertise with quantitative tools such as Python, R, or Stata
• Experience with payments (particularly working with regional payment methods), risk, or trust & safety
• Experience working with Engineering, Operations and/or Data Science teams

Experience working in fast-paced and rapidly changing start-up environments