Team Lead Risk - ICAAP / ILAAP (Pillar 1)
N26 seeks a Team Lead to own ICAAP (Pillar 1) and ILAAP frameworks, leading the Risk Governance & Capital Planning team. This role offers high autonomy, a personal development budget, and relocation support in Berlin.
Responsibilities
- Lead and develop the Risk Governance & Capital Planning team, providing guidance and mentorship across ICAAP (Pillar 1) and ILAAP topics
- Own and enhance capital planning processes and Pillar 1 ICAAP governance, including stress testing frameworks and scenario design
- Own and develop the ILAAP framework, including liquidity risk methodologies, stress testing, and key liquidity risk metrics
- Oversee risk governance components: RWA calculation, risk appetite framework, risk policies, limit setting, and internal controls
- Drive continuous improvement of risk reporting across ICAAP and ILAAP, delivering data-driven insights for senior management
About the role
About the opportunity Are you ready to take the next step in your career? N26 is looking for a Team Lead to lead and further develop the Risk Governance & Capital Planning team. In this role, you will take ownership of key risk controlling processes across capital and liquidity adequacy, with a focus on Pillar 1 topics within the normative perspective of the ICAAP framework as well as ILAAP.
You will ensure alignment with regulatory requirements and internal risk strategy while further strengthening governance frameworks, methodologies, and risk controlling practices. As the lead of the team, you will guide and develop team members and play a key role in assessing, controlling, and reporting N26’s risks.
You will collaborate closely with cross-functional stakeholders and act as a key counterpart for auditors and regulators. g. balance sheet, RWA, liquidity metrics). , Finance, Treasury, Risk) Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency. g. g. g.
balance sheet, RWA, liquidity metrics) Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively Fluent English; German is a strong advantage What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world.
Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce.
We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.
We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. com . Visit our website to learn more about Diversity, Equity, & Inclusion at N26.