• About the opportunity

We are seeking an experienced and strategic Head of Business Internal Audit to lead and elevate all business internal audit activities across N26 SE and N26 Bank SE. You will report to the Director of Group Internal Audit and lead a growing team expected to expand to 10 people. Our Internal Audit team plays a critical role in safeguarding the organization by providing independent and objective assurance, strengthening internal controls, and ensuring regulatory compliance. We follow a risk-oriented, process-independent approach to reinforce our governance framework and support sustainable growth. This is a high-impact leadership position where you will shape the audit vision, guide a talented team, and drive regulatory alignment within a dynamic, fast-evolving fintech environment.

• In this role, you will:
• Lead and manage the Business Internal Audit team, ensuring high-quality audit execution and fostering continuous team development.
• Collaborate closely with other audit teams and coordinate joint audits across functions to ensure a holistic audit approach.
• Oversee and steer all business internal audit activities across N26 SE and N26 Bank SE, including coordination with external contractors.
• Develop, maintain, and annually update a comprehensive risk-based audit plan aligned with business and regulatory priorities.
• Conduct audits across all N26 SE business processes. Including outsourced services - typically within a three-year audit cycle.
• Prepare and review clear, concise written audit reports, communicating insights and recommendations to relevant teams.
• Monitor remediation of audit findings within agreed timelines and ensure timely follow-up and closure.
• Support audit management in oversight responsibilities and contribute strategic insights for continuous improvement.
• Participate in key strategic projects while maintaining full independence and avoiding conflicts of interest.
• Conduct special audits as requested by the management board.
• What you need to be successful:
• Background:
• You hold a degree in business, law, or a comparable field, and bring a strong academic foundation to complex audit work.

You have at least 10 years of hands-on experience as a Business Internal Auditor within a regulated international environment - ideally in banking, financial services, or a leading auditing firm - giving you the expertise to navigate a fast-paced and highly regulated fintech landscape.

• A deep understanding of end-to-end business processes paired with strong familiarity with online banking and retail financial products.
• Solid knowledge of German banking laws and regulations, and the motivation to expand your expertise across additional European regulatory frameworks.
• Fluency in English and German, enabling you to communicate effectively across teams and regions (any other European languages are a welcome advantage).
• Exceptional communication and leadership skills, with the ability to influence and collaborate across diverse, cross-functional stakeholders.
• A high level of integrity, analytical strength, and independence - qualities that enable you to deliver sound, objective audit work and drive meaningful improvement.
• What’s in it for you:
• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

• N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.
• We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
• We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.
• Sounds good? Apply now for this position.
• Equal Opportunities:
• We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

• Visit our website to learn more about Diversity, Equity, & Inclusion at N26.